Case Studies

This is a case study of a DSCR cash out refinance loan completed on an Airbnb property in FL in July of 2024.

See this featured fix and flip loan and learn about how we analyze deals.

A borrower in Manor, Texas used a DSCR cash-out refinance with a 5/6 ARM to fund his next acquisition, choosing the ARM product to match a defined five-year exit timeline.

An experienced out-of-state investor purchased a single-family rental in Seminole, Florida with 20% down and a 1.42 DSCR. The deal closed in under 30 days.

A DSCR cash-out refinance on a tenant-occupied rental in Waterloo, Iowa helped the borrower lower his DTI, improve his credit, and free up capital for future acquisitions.

A DSCR cash-out refinance with four co-borrowers in Oxford, Alabama, including two who signed from a UK military base. The deal closed on schedule without delays.

A first-time investor purchased a rental property in San Antonio, Texas using a DSCR loan — no income verification or prior experience required. Closed from out of state.

See this deal overview of a $1.55M 5-Unit Multifamily DSCR loan in NYC that Ridge Street Capital financed.