1111 Brickell Ave Fl 10, Miami, FL 33131

7901 4th St N, Suite 10265, St. Petersburg, FL 33702

In 36 States Across The U.S.

Where we lend

Ridge Street provides DSCR loans and hard money loans to real estate investors across the United States.

Get Approved Online

Why ChOose Ridge Street For Your Investment Property Loan

Over 200

Funded Loans

$90M+

Loan Volume

14-21 Days

Avg. DSCR Closing Time

In 36 States

Across the U.S.

Looking for a loan in one of these states?

Get Approved Online

PAST PROJECTS

A Proven Track Record Funding Projects Like These

House Flip Case Study In Fort Lauderdale

Funded

Fort Lauderdale, FL

1668 SQFT

Fix and Flip Loan

3 Bedrooms

2 Bathrooms

Loan Amount: $490,000
Rate: 10.99%

LTC: 82.5%
Term: 12 Months

$490,000

Funded

Denver, CO

1,102 SQFT

Fix and Flip Loan

2 Bedrooms

1 Bathrooms

Loan Amount: $288,100
Rate: 11.25%

LTC: 90.00%
Term: 12 Months

$288,100

Funded

New Hampshire

Airbnb

DSCR Loan

Single Family

DSCR 1.12

Loan Amount: $580,000
Rate: 7.275%

LTV: 80.00%
Term: 30 YR FRM

$580,000

Funded

Miami, FL

3246 SQFT

Fix and Flip Loan

4 Bedrooms

3 Bathrooms

Loan Amount: $728,000
Rate: 10.75%

LTC: 90.00%
Term: 12 Months

$728,000

Funded

New York

1,722 SQFT

Fix and Flip Loan

4 Bedrooms

2 Bathrooms

Loan Amount: $1,120,000
Rate: 10.75%

LTC: 85.00%
Term: 12 Months

$1,120,000

Exterior photo of a northern florida beach house

Funded

Panama City Beach, FL

2760 SQFT

DSCR Loan

5 Bedrooms

4 Bathrooms

Loan Amount: $651,000
Rate: 7.35%

LTV: 60.00%
Term: 12 Months

$651,000

Get Terms For Your Project

Interested In Working With Us?

We work with real estate investors across the country every day. How can we help?

Active Deal

I have an active deal and would like a Term Sheet.

Term Sheet

Pre-Approval

I’d like to to get pre-approved so I can find my next deal.

Pre-Approval

Schedule A Call

I’d like to schedule a call.

Schedule Call

Other Resources You’ll Like

September 10, 2026

Best States to Buy Rental Property in 2026

Compare the best states to buy rental property in 2026. This ranking weighs yield, vacancy, rent growth, appreciation, insurance costs, and real estate cycle position to help investors choose markets with stronger risk-adjusted potential.

September 4, 2026

The Best Airbnb Markets in 2026 (Where to Buy an Airbnb This Year)

Ridge Street's full review of the best airbnb markets in the U.S.

September 4, 2026

Best Real Estate Markets for Flipping Houses in 2026

Ten U.S. real estate markets ranked for fix-and-flip investors in 2026, covering gross flip margins, days on market, price increase, sales volume, and insurance and tax drag.

No items found.