Investment property loans made easy

Fast, Reliable Fix and Flip, DSCR, and GUC Loans For Investment Properties in 35 States

Investment Property Loan Products

Icon depicting a home under construction

Fix and Flip

Funding For Purchase + Rehab

$50,000 up to $3,000,000

Interest Rate 10.5%-11.25%

Origination Fee From 1.5%

Up to 90% of Purchase and 100% of Rehab

Fix and Flip Loans For Begginers Allowed

More Information Icon
Property For Rent Graphic

DSCR Loans

30 Year DSCR Loans For Rental Properties

Up to $2,000,000

Interest Rate 6.75%-7.99%

Origination Fee From 1.0%

Up to 80% of LTV

Information Icon
Image depicting a real estate building under construction

Ground Up Construction

For New Builds and Construction Completion

Up to $3,000,000

Interest Rate 10.99%-12.25%

Origination Fee From 2.0%

Up to 75% of Purchase and 100% of Construction

Up to 90% LTC

Information Icon

WHERE WE LEND

Ridge Street provides hard money and DSCR loans to real estate investors in 35 States across the US.
Map Showing States of Business Operation

Why Choose Us

Competitive Terms

In 2024, our average fix and flip loan was for 86.5% of the Purchase + 100% of the rehab at a rate of 10.75%. Our average DSCR loan had a rate of 7.105%.

Track Record

Ridge Street has worked with hundreds of real estate investors across the U.S. and is a trusted partner to get deals funded.

Quick Turn Around

Apply online in 2 minutes with our Quick Application. Receive your Term Sheet within 2 business hours.

Fast Closing Clock Icon

Reliable Financing

Integrity and honesty are the foundations of our business. When we commit to a loan, we make sure you close on time.

thumbs up approval icon

Ridge Street Client Reviews

Zach E.

Quick Closing Time

"Zach and the team did a great job getting my loan closed quickly. They were very helpful throughout the whole process. I always recommend Ridge Street to all the investors and developers that ask about a great lender. I will definitely continue to work with them on my future projects."

Jennifer H.

What An Amazing Experience

"I had an excellent experience with Zach Cohen. From start to finish, he was highly proactive and attentive to the loan process. He followed up daily, offered to help where he could and supported the entire loan process from start to finish. This company does what they say they're going to do. I will enjoy working with them again."

Yolanda R.

Absolute Pleasure

"It's was an absolute pleasure working with this company. I always have skepticism working with hard money lenders but this company blew me away! Fast response, coaching and advice through the whole process, and the most competitive terms out of all the lenders I spoke to. I will 100% work with them again."

PAST PROJECTS

A Proven Track Record Funding Projects Like These

Divider Line

1668 Square Feet

Bar Chart Icon

Fix and Flip Loan

Number of Bedrooms Icon

3 Bedrooms

Number of Bathrooms Icon

2 Bathrooms

  • Loan Amount: $490,000
  • Rate: 10.99%
  • LTV: 82.5%
  • Term: 12 Months

$490,000

Divider Line

1536 Square Feet

Bar Chart Icon

Fix and Flip Loan

Number of Bedrooms Icon

4 Bedrooms

Number of Bathrooms Icon

3 Bathrooms

  • Loan Amount: $345,000
  • Rate: 10.95%
  • LTV: 85.00%
  • Term: 12 Months

$345,000

Divider Line

2350 Square Feet

Bar Chart Icon

Fix and Flip Loan

Number of Bedrooms Icon

5 Bedrooms

Number of Bathrooms Icon

3 Bathrooms

  • Loan Amount: $396,000
  • Rate: 11.25%
  • LTV: 84.65%
  • Term: 12 Months

$396,000

Divider Line

3246 Square Feet

Bar Chart Icon

Fix and Flip Loan

Number of Bedrooms Icon

4 Bedrooms

Number of Bathrooms Icon

3 Bathrooms

  • Loan Amount: $728,000
  • Rate: 10.75%
  • LTV: 90.00%
  • Term: 12 Months

$728,000

Divider Line

1910 Square Feet

Bar Chart Icon

DSCR Loan (Airbnb)

Number of Bedrooms Icon

3 Bedrooms

Number of Bathrooms Icon

2 Bathrooms

  • Loan Amount: $474,500
  • Rate: 8.05%
  • LTV: 80.00%
  • Term: 12 Months

$474,500

Divider Line

2760 Square Feet

Bar Chart Icon

DSCR Loan (Airbnb)

Number of Bedrooms Icon

5 Bedrooms

Number of Bathrooms Icon

4 Bathrooms

  • Loan Amount: $651,000
  • Rate: 7.35%
  • LTV: 60.00%
  • Term: 12 Months

$651,000

Interested In Working With Us?

We work with real estate investors across the country every day. How can we help?

Shaking Hands Icon

Active Deal

I have an active deal and would like a Term Sheet.

Term Sheet
House Search Icon

Pre-Approval

I’d like to to get pre-approved so I can find my next deal.

Pre-Approval
Schedule a Call Icon

Schedule A Call

I’d like to schedule a call.

Schedule Call

READY TO GET
STARTED

With Ridge Street, obtaining a loan for your investment property is easier than you think! You can get pre-approved online and a Term Sheet that meets your needs will be sent to you within the hour.